Microfinance Banana Skins 2009 is the definitive global survey of risk in the microfinance industry, as perceived by practitioners, investors, regulators and observers.  If you are engaged in microfinance in any way it is a must-read and you can download a copy of the 2Mb pdf by clicking on the picture on the left.

Last year, staffing was a high and rising risk.  This year, in a recessionary climate, others have come to the fore that were previously well down the list, particularly those of credit risk and too little funding.  There had been much discussion about whether microfinance was insulated from the mainstream financial market troubles and, for a while, it looked like that might be the case.  Now though we can say, as a principal at CGAP commented, that microfinance is "correlated with a lag" after all. 

The application of human capital remains the solution to some of the most prominent risks, with concerns over management quality and corporate governance both in the top 10.  Whatever your need - permanent, volunteer, intern, consultant, full or part-time - if you're looking for work or looking for people, you can find the answer at microfinancework.com either in our database or by contacting Ian Boyd-Livingston directly at ibl@microfinancework.com.  Just click "Find Work" or "Find People" above, create your account if not already registered, login and explore.